Home FEATURED ‘Namaste Pay’ to start tomorrow, plans to attract telecom and commercial bank...

‘Namaste Pay’ to start tomorrow, plans to attract telecom and commercial bank customers


The much awaited mobile wallet ‘Namaste Pay’ is going to be launched from tomorrow Tuesday. Nepal Telecom is going to publicize it with a special program.

Earlier, its internal test was started from the 22nd of last year. During the trial period, the app was used between the staff of Nepal Telecom and the staff of Commercial Bank.

An official of Nepal Digital Payment, the operating company of Namaste Pay, said that they are going to start its business by holding a program tomorrow.

“Initially, we are starting it on a small scale,” said the official, “but, it will be started from tomorrow so that everyone can use it.”

This Namaste Pay, operated by Nepal Digital Payment Company in joint investment of Nepal Telecom and Nepal Commercial Bank, is going to bring the facility of transfer without internet for the first time in Nepal.
Namaste Pay users can transfer money by using Unstructured Supplementary Service Data (USSD) i.e. code numbers provided by the company even if the Internet is not available.

This means that now when we give a data pack of Nepal Telecom, we take the Star 1415 hash, similarly when we send money from Namaste Pay, we can send it using the same code. Namaste Pay will be the first company that can send funds through USSD technology without internet in mobile wallets operating in Nepal.

It is believed that this facility will be very useful for consumers who do not have internet facilities or do not have internet access in rural areas.

Commercial bank branches are also located in remote parts of the country. Likewise, Nepal Telecom’s customers have also spread to the remote areas of the country. There is no internet facility in such places. There is no quality internet facility to run the app in the places. The company believes that it will be very useful to send money through USSD in such places as well.

Another feature of this app is ‘wallet to wallet fund transfer’. Besides, it also has the facility of micro credit.

You can also send from Namaste Pay to the bank and from the bank to the wallet. There is no need to load money into the app from the bank linked in this app. You can also transfer money directly from banks connected to this app.

Although there is intense competition in the market, the company believes that it will progress quickly as it is a government organization with two old and large customers. Nepal Telecom has about 1.5 million customers while Commercial Bank has 3.5 million customers. They estimate that about 1 million of these customers may be duplicate customers.

It is estimated that this company can attract the customers of the old generation. Customers who have accounts in commercial banks mostly come from the older generation.

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